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Our Errors and Ommissions Program is different
Better coverage for less money

As an Independent Insurance Agent, you know you need a good Errors and Omissions program to protect your business against unforeseen losses. Your agency should get the same kind of care and attention you provide to your insured. If only you had the time to figure it all out.

KDIB has the experience and knowledge, we know the minute details — so that you don’t have to do the research yourself. We have saved both time and money for thousands of independent agents like yourself.

Not a one-size-fits-all policy

We will look at your needs and provide an E&O program that fits your agency and your budget. Plus, you don’t have to worry if you add producers or carriers during the year, because they are automatically covered under the policy.

Getting a quote is fast and easy — it takes just 5 minutes. Find out today how much you could be saving on E&O coverage.

Kevin Dahlke

KDIB will help you avoid the pitfalls

It’s so easy to miss the details when you don’t know what you don’t know. You want to protect your agency in the most cost-efficient way and you don’t want any hassle.

With over 35 years of experience in the insurance industry, I have seen the losses that can occur without the right coverage against Errors and Omissions claims. I don’t want to see your agency take that kind of loss. My team has gathered information from across the country on potential trends and solutions available to insurance professionals like you.

Our goal is to help you avoid these risks while saving you money.

Our Independent Insurance Agents E&O program was developed to make sure you have the coverage you need to protect your agency — while staying within your budget.

Program Highlights
  • Broad definition of professional services
  • No charge for support staff or producers
  • Coverage for mutual and variable products
  • Defense costs outside limit of liability
  • Limited EPLI coverage available
  • Cyber Network Security Coverage
  • Deductible waiver and credits endorsement
  • Punitive damages covered where allowed by law
  • Consent to settle provision
  • Insolvency claims included for carriers rated AM Best B+ or better
  • Monthly direct bill by EFT or CC
  • Individual risk management evaluation and agency procedures manual provided
  • Independent Agency Errors & Omissions Coverage
    Broad E&O coverage and policy limit options especially for small to mid-sized P&C agencies.
    Eligible Classes:
    P&C that may also produce L&H, Mutual Funds and Variable Annuities and Life products
    $1 million / $2 million up to $5 million / $5 million aggregate each agency subject to underwriting approval
    First dollar defense; $1,000 to $5,000 aggregate deductible applies to damages only
    The KDIB Team
    We're here to answer your questions and get you the coverage you need for your business.
    Christine Dahlke
    Accounting and Billing
    Sarah Buttolph
    Customer Service
    Chandi Powell
    Customer Service